Insure Your Fleet


Car Fleet Insurance

Searching for insurance for a fleet of cars? You can insure three or more motors on one policy with car fleet insurance and get a competitive quote by letting compare my business fleet insurance help you find better cover which helps you save time & money, finding the right car insurance quote for your business.

Our partner’s teams of experts can advise on how to can what are the best requirements for your business fleet needs, cover can be for just 2 cars. to get the best quote, you ideally need to speak to 3 brokers who can provide you with different products, add-ons, and that way you can compete against each broker to find the best price for you, let us direct you to our partner who can help you speak to a specialist broker in the fleet insurance.

Car Fleet Insurance Benefits

Ultimately, the main benefit for getting insurance for a fleet of cars is that it is more cost effective for a business with multiple vehicles. You can simplify operations by searching for car fleet insurance quotes that meet your specific needs. From comprehensive cover to third party only, get what you need and the right car fleet insurance quote will:
  • Save time by grouping all your car fleet insurance.
  • Be cost effective – cheaper than individual policies.
  • Cover your entire fleet in one package.
  • Allow different makes and models in the same policy.
  • Be flexible.
  • Lower policy excesses.

What Impacts Car Fleet Insurance Quotes?

Car fleet insurance providers use similar markers to give car fleet insurance quotes but value for money can mean different things to different people. In a potentially tough market, these are things to look out for when keeping premiums to a minimum:
  • Vehicle make and mileage. Newer cars are likely to lower your quote and will usually have a lower running cost too.
  • Amount of vehicles in one policy.
  • The extras, such as windscreen protection, that you add to a car fleet insurance quote.
  • Claims previously made by your company.
  • The age (premiums are often higher for those 25 and under) and record of your drivers.
  • Cover required – comprehensive, third party only, fire and theft, public liability.
When you’re busy, it can be hard to keep a close control on your fleet. You need to be pro-active when it comes to car fleet insurance, though, and understanding what you need makes a huge difference.

If you are looking to reduce the premiums of your fleet then take a look at vetting and training your drivers, installing security devices and storing your fleet securely overnight. Want more information? Simply fill in the form to find out more.

  • Car fleet insurance, also known as commercial fleet insurance, provides coverage for a group or “fleet” of vehicles owned by a single entity. This type of insurance is typically purchased by businesses, organisations, or government agencies that own and operate multiple vehicles for their operations.
  • Rather than insuring each vehicle individually, fleet insurance allows the policyholder to cover all the vehicles under a single policy. It offers convenience, cost savings, and streamlined administration for businesses with large numbers of vehicles.
  • Fleet insurance can provide coverage for various types of vehicles, including cars, vans, trucks, buses, and other commercial vehicles. It typically offers comprehensive coverage, including liability insurance, collision coverage, and comprehensive coverage for damage or loss due to accidents, theft, vandalism, fire, and natural disasters.
  • The cost of fleet insurance depends on several factors, such as the number and type of vehicles, the driving records of the drivers, the intended use of the vehicles, and the claims history of the fleet. Insurance providers may offer discounts for fleets with good safety records or if certain safety measures, such as driver training programs or vehicle tracking systems, are in place.
  • Overall, car fleet insurance provides businesses with a convenient and cost-effective way to insure their multiple vehicles under a single policy, offering protection and peace of mind in case of accidents or other unforeseen events.

A car fleet insurance policy typically includes the following coverage options:

  1. Liability Coverage: This coverage protects your business against claims for bodily injury or property damage caused by your fleet vehicles. It helps cover the costs of legal fees, medical expenses, and property repairs or replacements.
  2. Collision Coverage: This coverage pays for repairing or replacing fleet vehicles damaged in a collision, regardless of who is at fault. It helps cover the costs of repairs, parts, or the actual cash value of the vehicle if it is deemed a total loss.
  3. Comprehensive Coverage: This coverage protects your fleet vehicles against non-collision incidents such as theft, vandalism, fire, natural disasters, or damage caused by falling objects. It helps cover the costs of repairs or the actual cash value of the vehicle if it is stolen or damaged.
  4. Uninsured/Underinsured Motorist Coverage: This coverage protects your fleet vehicles and drivers if they are involved in an accident caused by an uninsured or underinsured driver. It helps cover medical expenses and property damage caused by such drivers.
  5. Medical Payments Coverage: This coverage pays for medical expenses for injuries sustained by your drivers or passengers in a fleet vehicle, regardless of fault. It covers costs such as hospitalisation, surgery, medications, and rehabilitation.
  6. Personal Injury Protection (PIP): PIP coverage is similar to medical payments coverage but may provide broader benefits such as lost wages, funeral expenses, and other related costs. It varies depending on the jurisdiction and insurance policy.

It’s important to note that the specific coverage options and policy terms may vary depending on the insurance provider and the needs of your business. It’s recommended to consult with an insurance professional or provider to determine the most appropriate coverage for your car fleet insurance policy.